From 2024, CBYA members will no longer be allowed to waive the requirement for insurance when sailing.
All CBYA sailors now have insurance cover when sailing on CBYA organised sailing activities i.e. Dinghies, Catamarans, TOMS, Platús and Day Charters, as follows:
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- Dinghy sailors are covered under an insurance policy that the CBYA has taken out with Alianz
- Catamaran sailors are covered under the insurance policy provided by Antipodas Water Sports
- TOMS, Platú and 5-Clubs sailors are covered under the mandatory insurance policy from SomVela
- Day Charter sailors are covered under the insurance provided by the yacht charter company
- Members who sail on vessels chartered for sailing holidays are covered if they have SomVela insurance, and inform the FVCV in advance. This is done by completing a simple form*.
*If you do not have SomVela insurance, you will need to take out your own personal indemnity cover on sailing charter holidays (provided through your travel insurance).
None of the above insurance policies cover material damage caused though misuse or accidental damage to the vessels (excepting equipment failure).
In order to sail or race at a Club Nautico or take part in an open event, you will be required to hold a SomVela Licencia (insurance) from the Federació Vela Comunitat Valencia (FVCV). There are appropriate SomVela licenses (racing and recreational) for all types of sailing done in Spain and these can be extended to cover other geographical area if you seek an endorsement from the federation.
The CBYA recommends all members that sail recreationally with the CBYA buy a SomVela licenses from the FVCV. Note, this covers you against personal injury only. It does not insure you against loss or damage to third parties, You must therefore have your own personal liability insurance.
About the Federació Vela Comunitat Valencia Insurance
The FVCV has Civil Liability Insurance that covers federated members, as well as express coverage for claims arising from damages caused by the use of boats, in excess of the mandatory insurance that your boat should have, even if it is not subscribed and in force.
The FVCV Civil Liability Insurance provides the following cover:
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- Civil Liability Operation 2.000.000 €
- Sublimit per victim 400.000 €
- Excess per claim 150 €
Medical Cover
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- Healthcare for injuries suffered by the insured in an accident
Those that only sail with a Club Nautico sea school, such as the RCN Calpe and CN Altea sea schools, need only buy the sea school’s one time or annual sailing school license.
Full details on the costs of SomVela insurance can be found on the FVCV website HERE. We have also created a summary sheet that explains the different insurances, how to work out which license is right for the type of sailing you do and how to buy it. Please read this document by clicking Here
Note. You need to purchase your insurance yourself. Either contact your own insurance provider (holiday insurance or household insurance provider) and arrange to include Personal Liability Insurance or purchase a Licencia via the SomVela.com website. If you click on this link Solicita tu Licencia Federativa you will be redirected to the form.
Note:
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- Make sure you review our summary sheet and select the correct insurance type (See Here)
- Under club, it is very important that you enter “RCN CALPE“
- Click ENVIAR and then CONFIRMAR Y PAGAR to purchase your license
Tips:
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- If you buy a Deportista license, and purchase a Carnet Deportivo license as well (or vica-versa), you will only be charged the supplement
- If you download the SomVela App on your smartphone, you will find your purchased licenses in the App (You can also renew your license via the App in subsequent years)
Please, once you have your insurance policy number or SomVela Licencia number, add it to the Licencia Federative Number field of your membership details form: https://cbya.org/my-account/member-details/ Would you also please send an email to Rachel Garham saying you have bought a license and include the number
The CBYA Committee
1st January 2024